Medical school debt. Does a shiver run down your back when those three words are mentioned? In undergrad, I always felt like I was going to vomit when we discussed the SIX FIGURES of debt we’d have after four years of medical school. Just because there will be a massive hole to crawl out of, doesn’t mean there aren’t ways you can cut down on expenses and save money while in med school. Hear it from those who are in the trenches. Money Saving Tips from Medical School Wives.

This is the second post in my series From Medical School Wives. If you would like to contribute or do a guest post, please reach out to me! You can contact me here or shoot me a message on Instagram or Facebook. I’d love to hear from you and your view as a medical school wife.

The vast majority of med school graduates and their families will graduate with a hefty amount of debt, on top of any undergraduate debt they have. Student loans are used for tuition and living expenses.

For us, the amount of loans we received is more than we have ever made in one year! So, we definitely had to learn how to use the funds and avoid taking out more than necessary. I feel that we have a financial stewardship (even and especially with loans) so it’s important to use responsible planning and manage the resources given to us.

Finances are always a tough topic because everyone’s situation is different. So, it’s important to remember to find what works for you and your family.

Some questions to think about as you read these money saving tips:

  • What is important to you? Why?
  • Where can you save a bit more from the categories below? How?
  • Where are you ok with spending a bit more? Why?

I am so grateful we get to learn from these med school wives and hear about their money saving tips while in medical school. You’ll find that many of these med wives have similar tips, differing views, and the same desire to find joy throughout the medical journey. We will be covering the following categories.

First, let’s get to know the med school wives who will be sharing their words of wisdom and experience.

MEET YVETTE

About:
Yvette and her husband Edward both hail from Houston, Texas.

Where are you in the medical journey? Just finishing up our first year of med school at the
Kansas City University of Medicine & Biosciences – Joplin campus! My husband is a non-traditional student so we’re starting late, he’s 33 almost 34.

Something unique about you? We dated for years as teens & reconnected years later. We married 3.5 months after reconnecting & it’s been the best thing we’ve ever done!

Connect with Yvette

MEET HEATHER

About:
Heather is from Connecticut. Her husband Joseph is from Wisconsin. They have identical twin 3 year old girls, Aurora (Rory) and Abigail (Abby).

Where are you in the medical journey? Nearing the end of 3rd year at the University of New England in Maine.

Something unique about you? I’m writing a book about how I left and overcame severe oppression from a homeschool cult, and kept my faith in spite of what they did, not because of it.

Connect with Heather

MEET MORIAH

About: Moriah is from New Hampshire and her hubby Luke is from Minnesota.

Where are you in the medical journey? Finishing year three at the Trinity Medical Sciences University.

Something unique about you? We moved to the Caribbean to start med school about a month after we got married, so our first apartment together was in the Caribbean.

Connect with Moriah

MEET AMANDA

About: Amanda is from California and her husband Talmage is from Utah. They have a German Shepherd named Maverick and a rescue cat named Sadie.

Where are you in the medical journey? They are wrapping up year two with pre-board exams at Rocky Vista University-Southern UT.

Connect with Amanda

MEET SAMANTHA

About: Samantha is from the Upper Peninsula of Michigan and her husband Dusty is from Gilbert Arizona. They have a two and a half year old boy, Rowan, a baby girl coming in August named Quinn – and two adopted rescue pups Gus (8) and Reo (4).

Where are you in the medical journey? Dusty just graduated from Michigan State University College of Human Medicine. They are going into their first year of Family Medicine Residency at Mayo Clinic in Rochester, MN.

Something unique about you? I love to go fishing on Lake Medora in Michigan’s Keweenaw Peninsula! Walleye fishing at dusk is my favorite pastime. I can even fillet and cook the fish up myself after catching!

Connect with Amanda

MEET MICHAELLA

About: Michaella and her husband Geoff both hail from Seattle, Washington.

Where are you in the medical journey? Geoff just graduated from Touro University Nevada and is headed onto residency at the University of Washington.

Something unique about you? My pinky’s on both hands are crooked. I didn’t break them at all, I was born this way.

Connect with Michaella

MEET CASSIDY

About: Cassidy and her husband Josh are both from small towns in Iowa. They have a St. Berdoodle named Frodo, he is almost 3 year old.

Where are you in the medical journey? They just finished year one at The University of Toledo.

Something unique about you? I come from a family of all girls, three sisters!

MEET KRISTEN

About: Kristen and her husband Tom have lived all over, including overseas, but mainly east coast. Now they live in North Carolina. They have a 2-year-old daughter and 8-month-old son and a dog.

Where are you in the medical journey? They are rising M4 at Campbell School of Osteopathic Medicine.

Something unique about you? I lived in Thailand for seven years after graduating from College of Charleston.

Connect with Kristen

MEET TAMELA

About: Tamela is from Utah and her husband Conner is from California.

Where are you in the medical journey? They are attending dental school at Loma Linda University and are just finishing up year one.

Connect with Tamela

Alright! Let’s get to those money saving tips!

MONEY SAVING TIPS FOR FOOD
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